mttb scam

My Online Empires Review – A MTTB Spin-off

My Online Empires, or more accurately MTTB System is one of the many “get rich quick” program that’s getting some traction in 2015. Beware though, as this is a pyramid scam looking to suck your wallet dry.

mttbName: My Online Empires
Name: My Online Business Empire (MOBE)
Name: My Top Tier Business (MTTB)
Owner: Matt Lloyd
Price: $47 + $19/month + up-sells to $59,000+

Legitimate? NO, IT’S A SCAM
(full list of all reviewed scams)

My Online Empires / MTTB Review


my online empires

This is one of the newer pages that My Top Tier Business (MTTB) uses to introduce their now infamous MTTB Program.

You most likely come across the page above through a pop up in your browser, advertisements in the search engine, or simply a promotional email that lands in your mailbox.

There is no logo displayed on the page, and there is only an embedded video that auto-plays itself once you land on that page. There isn’t much useful information in the video either, just some hypes about earning thousands of dollars everyday to get you excited.

Below, there’s an opt-in box for you to enter your email before you can “get started”. The $500 Promise at the bottom of the page seems to provide a lot of confidence, but there’s no way you can get it before spending thousands.

More on that below.

It’s Just a Landing Page for My Top Tier Business (MTTB)


mttb scam

After providing your email address, you will be brought to the home page of MTTB – Note that MTTB is just a part of a larger program called My Online Business Empire (MOBE). MOBE / MTTB has been around for a few years, and it has generated an awful lot of negative feedback due to its ridiculous up-sells.

What is MOBE / MTTB?


MTTB is a 21-steps video guide series aimed at internet marketers who want to start making money by promoting the same system (MTTB) and the larger program, My Online Business Empire (MOBE) to people who wants to start an online business.

It teaches you how to use their sales materials and funnels to sell the same program, and earn commissions off it.

On paper, MTTB sounds like a good deal if you join them as internet marketers – most of the products offered are high ticket offers, meaning you can get a very high payout with just a number of sales. All this for a low price of $49, with a $500 money back guarantee.

But what it doesn’t tell you is that it’s in fact operating on a multi-level marketing (MLM) model, or commonly known as Pyramid model. You are going to lose thousands before you can potentially earn $1,000. Let’s take a closer look at how MOBE / MTTB works.

MOBE / MTTB Review


If you remember the initial landing page that brought me to MTTB sales page, I was told that the program only costs $49 to get started. However, in all the sales material, there was no mention of any of the ridiculous up-sells that are coming your way once you purchase the $49 program.

Read detailed review of MTTB and MOBE here.

mttb scam

Membership area of MTTB

Once you pay $49 to join MTTB, you will be brought into the members only area, where you need to call your personal coach every 2 to 3 steps before the subsequent videos are unlocked for you. I gave up when I reached step 6, and I voluntarily chose to lose my $49 without going any further into the Pyramid scheme.

Why? It wasn’t until step 5 that I realized I was obligated to buy the MOBE license rights for $2,497 in order to continue the lessons (I heard it was $1,997 earlier, seems like the ridiculous pricing has evolved to a whole new level!).

Well, my personal coach tried to justify the purchase by saying that I can gain access to many other high-ticket products and resell the license rights, and earn commissions in the process.

And there’s no limit to how many times I can resell the rights. How wonderful!

Basically I’m required to scam other unsuspecting people who wants to start an honest online business, in order to start earning the commissions. Even if I am to disclose the compulsory up-sells beforehand, I wouldn’t recommend it to any potential customer because this is simply ridiculous.

There are definitely much better ways to earn money online than going the MTTB / MOBE route.

The $2,497 Up-Sell is Just A Start


When I asked further, my personal coach said that there are much higher tiers of products to unlock after you buy the $2,497 MOBE license rights. You can choose to upgrade your membership to higher levels, paying an extra $10k for the Titanium, and another $16k for Platinum level.

MOBE license – $2,497
Titanium license – $9,997
Platinum license – $16,667
Diamond license – $29,997

The catch is, you can only earn 50% commission if your down-lines (have I told you this is a MLM?) purchase the same level / lower level of membership.

Let’s consider the scenario below.

Let’s say I’m a MOBE licensee, which means I paid $2,497 for my license. If my down-line buys MOBE license, I earn $1,000 commission from his purchase.

However, if my down-line purchases the Titanium license afterwards, while I’m only holding a MOBE license, I don’t get a cent of commission! The $3,000 commission from Titanium license purchase will be passed to my up-line.

So, to make it simpler, if you want to capture all the commissions from your down-lines, you better buy all the way up to Platinum license. And it will cost you in excess of $29,000 (at least) in the process!

There are a whole host of other high ticket products costing hundreds to thousands that you can earn commission from, but the structure is the same. You have to buy the license first in order to sell it to others to earn a commission.

This is a pyramid scheme packaged as an affiliate program. If you need to pay to promote someone’s product, you better stay away from it.

What About the $500 Money Back Guarantee?


Well, turns out that the $500 money back guarantee comes with terms and conditions. The 2 conditions you have to fulfill in order to gain the guarantee is as follow:

  1. You have to finish the 21 steps (you have buy the MOBE license!)
  2. You must not skip a step or do the steps in wrong order

The bottom line is, unless you shell out at least $2,497 for the MOBE license, there is no way for you get $500 money back guarantee for the program. When I requested for my $47 refund, I simply did not hear from them again.

You may come across people promoting MOBE / MTTB online and claiming that they make good money off it, but keep in mind that these are the people who have invested a lot into the program, and they earn a huge commission if they successfully recruit someone who buys the license.

There may be arguments on whether MOBE / MTTB is a scam, and there are people out there who defends the program. I wouldn’t be surprise if there are supporters of MOBE calling this review biased.

I imagine it may be profitable for seasoned internet marketers who already have an established blog or email list to recruit people, but it’s definitely not for newbies looking to make money online.

In my book, if you are required to pay so much just to get started (without prior knowledge), and continue to recruit unsuspecting people into the program, it qualifies as a scam.

Should I Buy My Online Empires / MOBE / MTTB?


The answer is clear. The final verdict is NO, THIS IS A SCAM!

Most victims fall prey to scams simply because they don’t know there are better alternatives out there.

If you are determined to make money online, you must use a legitimate program that will provide you proper trainings and help you build your own business. We have tried out many programs, and there is only one program we recommend to our readers:

Read Our Review of the Most Recommended Internet Business Opportunity Here.


Have you encountered any scams before? Personally I’ve fallen for a few (this being one of them) before coming across the legitimate one, so let us know in the comments below if you have any personal experience to share!




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  1. luz

    hola, estoy haciendo los 21 pasos voy por el 8 paso, aun no he comprado nada. en el 6 paso me dijeron que comprara silver master class pero no lo hice no tengo el dinero.

    • Hi Luz, I don’t speak Spanish so I’ll answer you in English instead (I Google translated your sentence).

      I’d encourage you to complete the 21 steps before deciding if you want to buy the Silver Masterclass. Keep in mind that you have the right to complete all steps before making a decision.

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