My First Online Payday found at is promising to help you make a lot of money from home, but you can’t trust them. Don’t buy into their software, because My First Online Payday is a scam. Read our in-depth My First Online Payday review to find out the truth they’ve been hiding.

my first online payday scamName: My First Online Payday
Owner: Jeremy Mathews (fake CEO)
Price: $250 min. deposit

Legitimate? NO, IT’S A SCAM
(full list of all reviewed scams)

My First Online Payday Review


my first online payday scam

My First Online Payday is a scam

The alleged owner of My First Online Payday scam, Jeremy Mathews introduces the software as revolutionary as it helps people make money from home. It works even for people who have not done a single trade in their life before.

There are video testimonials of users thanking Jeremy for giving them this opportunity to make big money online. But the important question remains – are these testimonials real? Can you really trust Jeremy and his software?

We are here provide all the hard truths and quite frankly, disappoint you if you think you have finally found a goldmine.

But we won’t just bust the scam. We’ll guide you to the proper way to make money online, so make sure you read till the end.

Jeremy Mathews is Just An Actor


my first online payday scam

Jeremy Mathews is actually a Fiverr actor

Compare this man to the alleged CEO of My First Online Payday scam.

The CEO of the scam is just a fabricated identity. The man in the sales video portraying as the CEO is actually a Fiverr actor who gets paid to make sales videos, like the one in My First Online Payday scam.

You can view his Fiverr profile here:

He sells video testimonials for as low as $5, and he’s a professional presenter who has appeared in several scams. These scams include Certified Income and One Step Ahead which we’ve reviewed before.

Fake Members and Testimonials


my first online payday scam

Even the member testimonials are fake

Once again, My First Online Payday scam recruit their actresses from, where they can buy fake testimonials for as low as $5.

This actress was hired by the scammers behind My First Online Payday to read their script like a real testimonial, in order to create a fake illusion that their software works.

You can verify her Fiverr profile here:

As if one fake testimonial is not enough, the scammers recruited more than 1 Fiverr actresses to boost their credibility. Here’s another one:

my first online payday scam

Another fake testimonial by Fiverr actress

Again, you can verify her profile here:

We do not condone or condemn the act of buying and selling fake testimonials, but we want you to be aware of this – that fake testimonials can easily be bought online.

The next time you come across an opportunity that is too good to be true, do some research and stay alert. It is most likely a scam.

But you may ask – I played around with the software and made a few hundred dollars with it?

The Profits You Made Are Not Real


my first online payday scam

These profits aren’t even real!

You may have played 20 rounds of trades (you may not even know what you were doing) and won several hundreds of dollars.

You were promised that you’ll be able to withdraw the funds once you have played 20 rounds, and no credit card information will be needed from you.

However, these are just the tricks to get you hooked to the scam.

Once you finish the 20 rounds, you won’t be able to withdraw your “profits”. You will be asked to create a broker account, and fund at least $250 to continue playing.

Scam victims who believed they’ve made money wouldn’t hesitate to fund their account in order to make more profits. And this is where they get you.

The money you’ve invested will be locked with the broker, and you won’t be able to withdraw them until you’ve traded enough rounds. You will lose all your money with the software before reaching the number of minimum trades.

What My First Online Payday Scam is Trying to Hide From You


my first online payday scam

Secrets are hidden within the disclaimer
(click to enlarge)

Even though My First Online Payday keeps reassuring you that there’s no chance to lose money with their impeccable algorithm, they are denying all of it in their disclaimer.

You won’t find the document in any part of their sales material, because it’s supposed to be hidden from you. You can only find a link to the document through a very small fine print at the bottom of their sales page that reads “risk disclaimer”.

You can verify the authenticity of the disclaimer here:

We’ve underlined the important terms in red, but we’ll write it down and interpret them here for more clarity:

  1. Due to the high risk of nature of trading, “My First Online Payday” explicitly does not make any express or implied warranties or guarantees that users will make any profit or that users will not lose any or ALL deposited investment funds.
  2. Trading in binary options is very speculative and high risky… only for those investors who… are financially able to assume the loss of their entire investment.
  3. Only for those investors who… have the knowledge to understand binary options trading and the underlying assets and markets.

We can understand a number of truths about My First Online Payday scam just from these few terms alone:

  1. Self explanatory – Contrary to what they promise in the sales materials, My First Online Payday scam does not guarantee you any profit. Not only that, you will most likely end up losing ALL your deposited investment funds.
  2. Again, My First Online Payday scam admits that trading binary options is extremely risky, and it is only for investors who can stomach the loss of their entire investments.
  3. Despite promoting the software as fully automated and no experience needed, somehow it is only suitable for investors who have the knowledge to understand binary trading and its underlying assets.

It’s very obvious that the scammers behind My First Online Payday scam are trying to escape from the blatant lies and fake promises they have given you in the sales materials.

This document is not here to give you a fair warning as a consumer. The sole purpose is to protect those scammers from legal issues when the software doesn’t live up to its promises and make you lose all your money.

Is My First Online Payday a Scam?


YES, MY FIRST ONLINE PAYDAY IS A SCAM. We strongly advise you to stay away from the scam if you don’t want to lose your hard-earned money.

You’ll be better off spending that $250 deposit for a nice dinner with your family than wasting it on a scam like this.

If you want to make money online, there are much better alternatives than trying your luck with binary options:

Read Our Review of the Most Recommended Internet Business Opportunity Here.


Have you encountered any online scams before? Personally I’ve fallen for a few before coming across the legitimate one, so let us know in the comments below if you have any personal experience to share!